FSB Winchester Announces Four New Portfolios With International Exposure

 

In response to client demand, FSBWinchester is pleased to announce the introduction of four newly-created portfolios, each with International exposure.

In conjunction with FSBW’s flat yearly fee of 0.5%, these portfolios, based upon historical performance, may be expected to yield between 8.49% and 10.22% NET OF FEES, per annum (and with relatively low standard deviations).

We humbly suggest that whomever is assisting you with your investments at this time is NOT providing a NET return within, or in excess of, our historical range.

 

LOW RISK

STATS:

Avg Annual Return (Geometric)                                    8.99%

Annualised Standard Deviation                                    6.91%

Worst Single-Calendar Year                                         (2.19%)

Worst Two-Calendar-Year Run                                    (0.55%)

Worst Three-Calendar-Year-Run                                  7.81%

 

Our Low-Risk Portfolio is comprised of  80% United States Bond Holdings, 14% United States Equity Holdings and 6% International Equities.

 

MEDIUM RISK

STATS:

Avg Annual Return (Geometric)                                  9.68%

Annualised Standard Deviation                                  8.44%

Worst Single-Calendar Year                                        (6.73%)

Worst Two-Calendar-Year Run                                 (10.53%)

Worst Three-Calendar-Year-Run                               (1.28%)

Our Medium Risk Portfolio is comprised of  60% United States Bond Holdings, 28% United States Equity Holdings and 12% International Equities.

 

MEDIUM-HIGH RISK

STATS:

Avg Annual Return (Geometric)                                        10.26%

Annualised Standard Deviation                                         10.88%

Worst Single-Calendar Year                                              (12.80%)                  

Worst Two-Calendar-Year Run                                         (20.00%)

Worst Three-Calendar-Year-Run                                      (15.15%)

 

Our Medium-High Risk Portfolio is comprised of  42% United States Equity Holdings,  40% United States Bond Holdings and 18% International Equities.

 

HIGH RISK

STATS:

Avg Annual Return (Geometric)                                              10.72%

Annualised Standard Deviation                                               13.76%

Worst Single-Calendar Year                                                    (18.86%)

Worst Two-Calendar-Year Run                                               (28.97%)                      

Worst Three-Calendar-Year-Run                                            (27.66%)                            

Our High Risk Portfolio is comprised of 56% United States Equity Holdings, 24% International Equities and 20% United States Bond Holdings.

 

CONCLUSION

 

Due to compounding, one invested dollar, subject to the 8.99% historical annual return growth rate of our Low Risk Portfolio grows  to $3.86  if your Advisor charges 2%, which is fairly standard.  That same dollar, with an identical 8.99% gross return/annum, grows to $5.10 with FSBW’s fee.

 

If your portfoilio returns 10.72% per annum (as our High-Risk Portfolio has done historically), your dollar becomes  $7.00 over 20 years with FSB, but only $5.32  with your 2% Advisor.  (A stunning 24 % LESS in your account and in the broker and firm’s coffers!)